BADR Explained: How Business Asset Disposal Relief Works When Closing a Company
Closing a company is often a positive step. A clean retirement plan. A restructure that finally simplifies things. Or a decision to move on without loose ends. If you are hoping BADR will reduce the Capital Gains Tax you pay, it is worth slowing down and checking the detail. BADR can be valuable, but it […]
What the Insolvency Service’s 2026–2031 Enforcement Strategy Means for Company Directors
The Insolvency Service is the government agency that deals with company insolvency, director misconduct, bankruptcy and certain corporate investigations. Its new Insolvency Service enforcement strategy sets out how it plans to investigate wrongdoing and enforce the rules from 2026 to 2031. For directors, that matters because it gives a clear signal about what regulators are focusing […]
Can You Challenge a Statutory Demand? When to Dispute, Pay, or Negotiate
Receiving a statutory demand can feel like the ground has shifted. Even if you have been expecting a difficult conversation with a creditor, the wording and format can make it seem as though the outcome is already decided. In reality, many statutory demands are challenged successfully, resolved through negotiation, or dealt with through a practical […]
IBR Meaning: What an Independent Business Review Is and Why Banks Demand One
If your bank mentions an “IBR”, it can feel like the ground shifts under you. One conversation becomes a process. And decisions about funding can start moving faster than you expected. An Independent Business Review is not the end of the road. But it is a turning point. The earlier you prepare, the more control […]
How a Stay of Execution Works in the UK (and What to Do Next)
Enforcement action can feel like it takes over everything. What starts as letters can quickly turn into visits, deadlines, and hard decisions made under pressure. A stay of execution can give you breathing space. A stay of execution is a court order that pauses enforcement of a judgment for a period of time. This guide […]
Insolvency Act 1986: What It Means for Liquidation, Administration, and CVAs
When people search for the Insolvency Act 1986, it is usually because something feels urgent. Cash is tight, creditors are chasing, and you need straight answers. Not legal theory. Not worst-case headlines. The Insolvency Act 1986 is the framework that decides what happens next. It sets out the main procedures that can protect your business, […]
Section 127: Explaining Void Dispositions and What to Do Next
If you’ve received a winding-up petition, it can feel like the ground has shifted overnight. You might be trying to keep trading, protect jobs, and deal with urgent creditor pressure, all at the same time. But there is one rule you need to understand early on: section 127. It can make certain company payments or […]
Retention of Title and Supplier Claims in Liquidation: A Director’s Guide
When cash is tight and pressure from suppliers is growing, the legal detail in your contracts can suddenly feel very real. One of the clauses that often crops up at this point is “retention of title”. If suppliers start saying they still own your stock, it is natural to worry what that means for your […]
Business Restructuring: Practical Options When Your Company Is Under Financial Pressure
Cash flow is tight. Suppliers are chasing payment. HMRC deadlines keep slipping. The figures do not quite add up, even though you are working harder than ever. It is natural to feel anxious, defensive or even ashamed when this happens. It is also more common than you might think. Restructuring is about taking control again. […]
Receivership Explained: Process, Timeline and Outcomes
When a lender starts talking about enforcing its security, it can feel as if events are running away from you. Terms like “receivership” appear in letters and legal documents, but no one has taken the time to explain what they actually mean for you, your business and the people who rely on it. Receivership does […]